SHOPPING SPREE: ICICI Bank extends ‘Cardless EMI’ facility for online purchases. Know more here

SHOPPING SPREE: ICICI Bank extends ‘Cardless EMI’ facility for online purchases. Know more here


ICICI Bank has extended ‘Cardless EMI’ facility for its customers. The Bank’s Cardless EMI offer allows customers to make purchases in easy installments through a convenient OTP-based approval process, using their registered mobile number, PAN card. 

ICICI Bank Cardless EMI is a unique proposition that enables the bank’s pre-approved customers to avail of a No Cost EMI option. This is available for the purchase of their favourite gadgets/home appliances at retail stores or through participating Merchant websites, across various categories, that too without removing their card from their wallet.

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In a tweet, ICICI Bank has mentioned “#ICICIBank extends its ‘Cardless EMI’ facility for online purchases made on e-commerce platforms. This hassle-free experience will enhance the affordability of millions of the Bank’s pre-approved customers.”

How it works online? 

  • Log on to your online website across categories like mobiles, electronic, fashion, travel, home and furniture, insurance, education and more 
  • Choose and add your product to your cart 
  • Check for the Cardless EMI option on the merchant website checkout page 
  • Enter your registered mobile number 
  • Choose your preferred EMI scheme/tenure 
  • Enter your PAN and One-Time Password (OTP) that you receive on your registered mobile number 
  • Successful completion of the quick process 

To check if you are eligible for Cardless EMI, SMS <CARDLESS> to <5676766> or check the ‘Offers’ section on the iMobile Pay app (for Android users). 

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